Sunil Kumar Khushwaha vs Katragadda Satyanarayana
- Neutral2025 INSC 642
Ratio decidendi
The rule this decision rests on
A functional disability of 100% cannot be assessed merely because a claimant cannot continue in his chosen vocation; functional disability must be assessed with reference to the physical disability certificate issued by a Medical Board, and where a self-employed person with a medical disability certificate showing 50% permanent disability can still engage employees or modify his business operations, a functional disability of 60% is appropriate for the purpose of calculating loss of income compensation.
Written by Miss Lucy from the judgment below, not taken from a headnote.
Judgment
As delivered
2025 INSC 642 Non-Reportable
IN THE SUPREME COURT OF INDIA
CIVIL APPELLATE JURISDICTION
CIVIL APPEAL NO. OF 2025
(@Special Leave Petition (C) No.16748 of 2024)
SUNIL KUMAR KHUSHWAHA
APPELLANT(S)
VERSUS
KATRAGADDA SATYANARAYANA & ANR.
RESPONDENT(S)
JUDGEMENT
K. VINOD CHANDRAN, J.
1. Leave granted.
2. Two pedestrians were struck by a truck which was driven rashly and negligently, leading to one of them, the appellant/claimant herein, suffering grievous injuries leading to amputation of his right leg from knee. The injured was first taken to the local hospital, then shifted to the specialized hospital and later to Delhi from Ranchi for better treatment where the amputation was carried out. The injured was a fruit seller who had already been filing Income Tax Returns, Exhibit-5 which indicated his income to CA @SLP (C) No. 16748 of 2024 the tune of Rs.1,56,996/-. The same was adopted by the Tribunal, however no amounts were granted for loss of income due to the permanent disability suffered. The Tribunal granted an amount of Rs.7,09,273/-, the major portion of which was towards medical bills coming to Rs.5,00,949/-. The aggregate was with respect to income during treatment for one and half months, towards conveyance (air and rail) and the pain and suffering which were respectively at Rs.19,624/-, Rs.13,700/- and Rs.1,75,000/-.
3. The High Court relied on Raj Kumar v. Ajay Kumar and Anr.1 which emphasized the need to assess the functional disability in granting compensation based on the physical disability certificate. In the present case, a doctor was examined who produced Exhibit4/1, a disability certificate issued on the examination of the injured by a Medical Board. The certificate assessed the injured to have 50% permanent disability due to amputation of his right leg.
4. Mr.Karan Deep Singh, learned counsel for the appellant/injured submitted that since the appellant was a 1
(2011) 1 SCC 343
CA @SLP (C) No. 16748 of 2024 fruit seller, he could no longer carry out such sales and hence there is a 100% functional disability in so far as the chosen vocation. Mr. Ambhoj Kumar Sinha, learned counsel for the respondent-Insurance Company sought to uphold the order of the High Court.
5. We are not satisfied that a functional disability of 100% can be assessed only because he cannot carry on the vocation which he was carrying on earlier. It is not as if the appellant was vending fruit on his foot, especially when it is seen that he was filing an Income Tax Return. It is also evident from the deposition of CW-2 that the injured was having a shop in Bazar Samiti. Definitely, the disability would affect his income, and he would probably have to engage an employee in his shop. In Raj Kumar (supra), a self-employed person engaged in a business, who had to amputate his left leg, pursuant to a motor vehicle accident, was assessed with a functional disability of 60% by the Tribunal, which was found to be proper. Hence, in the present case, functional disability can be assessed at 60%.
6. In addition, because the injured had to move from the local hospital to the specialized hospital and then to the CA @SLP (C) No. 16748 of 2024 higher medical center at Delhi, the conveyance charges can be fixed at Rs.50,000/-. For pain and suffering, considering amputation of his left leg, Rs.2 lakhs can be awarded. The High Court has found a reasonable period of bed rest at 6 months and for special diet and attendant charges there shall be an amount awarded of Rs. 15,000/- per month. So far as the income during treatment it must be preserved as awarded by the Tribunal. The total compensation would stand modified as herein: -
Sr. No. Heads of Claim Amount 1. Loss of income. Rs.23,73,780/-
Rs.1,56,996 x 140% x 18 x 60%
2. Medical expenses. Rs.5,00,949/-
3. Conveyance charges. Rs.50,000/-
4. Pain and suffering. Rs.2,00,000/-
5. Income loss for 1& ½ months Rs. 19,624/-
6. Special diet and attendant Rs.90,000/-
charges for six months.
Rs.15,000 x 6
Total amount Rs.32,34,353/-
7. The said amount shall be paid, deducting whatever amount has been paid as of now, with interest as directed by CA @SLP (C) No. 16748 of 2024 the Tribunal, running from the date of filing of the claim petition, within a period of two months.
8. The appellant shall provide the account details to which account the money shall be deposited online by the insurance company, within the above stipulated period.
9. The Appeal stands allowed with the above modification.
10. Pending applications, if any, shall stand disposed of.
….……….……………………. J.
(SUDHANSHU DHULIA)
………….……………………. J.
(K. VINOD CHANDRAN)
NEW DELHI;
MAY 07, 2025.
CA @SLP (C) No. 16748 of 2024
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